New renters’ reforms drive growing demand for flat-friendly pets — experts outline the breeds that cope best

News Desk
Authored by News Desk
Posted: Friday, May 15th, 2026

The Renters’ Rights Act is set to come into effect on the 1st of May, giving tenants stronger rights to request permission to keep a pet in their rental property - requests that landlords must consider and cannot refuse without good reason.

However, MoneySuperMarket's experts warn that choosing a pet for an apartment or rented living needs careful thought. Factors such as available space, exercise needs, energy levels, and temperament all play an important role in ensuring pets - and their owners - can thrive in smaller homes.

 What does the Renters’ Rights Act mean for pet owners? 

Kara Gammell, Pet Insurance Expert at MoneySuperMarket, explains: 

“The Renters’ Rights Act is planned to reform the private rented sector to support aspiring homeowners, protect renters, and give flexibility to those who want it. This includes new rules around pet ownership, meaning landlords can’t reject a pet just because they don’t like animals, have had issues with pets in the past, or believe a pet might affect future rentals. With fewer than 10% of rental properties reported as pet-friendly in the UK, these changes could make it much easier for renters with pets to find a suitable home.”[1]

However, MoneySuperMarket’s pet experts warn that not all animals are suited to apartment living, and prospective owners should carefully consider which type or breed of pet fits their lifestyle and available space. 

Which pet breeds are best suited to apartment living or rentals?

Kara Gammell advises on flat-friendly pets, and those to approach with caution:

Apartment-approved dog breeds

“When choosing a dog for a rented property, size is only one piece of the puzzle. Energy levels and temperament matter just as much.

Cavalier King Charles Spaniels, Bichon Frises, and Shih Tzus tend to be among the most suitable because they are typically lower-energy. In addition, several small breeds are also particularly well-suited to apartment living, including Dachshunds. These dogs are generally adaptable, and happy to relax at home, provided they still get daily walks and enrichment.”

Apartment-approved cat breeds

“Cats can be easier to accommodate in smaller homes, but they still need stimulation and places to explore. The best choices are breeds like British Shorthairs, Ragdolls, and Birmans, which adjust well to smaller homes. Breeds like Bengals or Norwegian Forest Cats may find it harder to adapt unless you can offer plenty of enrichment.”

Which pets shouldn’t live in apartments?

Breeds that may struggle in apartment settings

“It’s best to be cautious with dog breeds with working or guarding histories in rented or small properties. Breeds such as Border Collies and Australian Cattle Dogs are highly intelligent and active, requiring constant enrichment, exercise, and space. Without this, they can become frustrated or stressed, which can be challenging. Similarly, breeds like Huskies are large, vocal, and energetic, which may not be compatible with close living quarters or shared walls.

“It’s also important to consider a dog’s genetic background. Breeds such as Akita Inus, German Shepherds, or Belgian Malinois were bred to guard, making them loyal but highly protective. These dogs require consistent training, socialisation and space. Without this, they may struggle to settle comfortably in smaller properties.”

Thinking of bringing a pet into your rented home? Protect your new companion with pet insurance.

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